Future Cash Loan App: Easy Online Loans in Nigeria up to ₦100,000

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UpdatesMay 20, 2024
CategoryFinance App Nigeria
FutureCash loan App
Future Cash Loan App: Easy Online Loans in Nigeria up to ₦100,000
About FutureCash loan

In the ever-evolving landscape of financial technology, the Future Cash Loan App as a reliable solution for quick and easy access to loans in Nigeria.

Developed by Nature Lending Nigeria Limited, this app offers loans up to ₦100,000 with flexible repayment terms ranging from 61 days to 240 days and an annual percentage rate (APR) that does not exceed 36%. Let’s delve deeper into what makes this app a go-to for many Nigerians in need of financial assistance.

About Future Cash Loan App

The Future Cash Loan App, brought to you by Nature Lending Nigeria Limited, is designed to provide fast and convenient loans to Nigerians. This app caters to a broad range of financial needs, from emergency expenses to personal projects. With loan amounts going up to ₦100,000, it provides a significant cushion for those unexpected financial hurdles.

Loan Features

One of the standout features of the Future Cash Loan App is its flexible loan offerings:

  • Maximum loan amount: ₦100,000
  • Loan tenure: 61 days to 240 days
  • APR: Not more than 36%

These features ensure that borrowers can access substantial funds with a manageable repayment plan.

How Future Cash Loan Works

The process of securing a loan through the Future Cash Loan App is straightforward:

  1. Application Process: Download the app, create an account, and fill in the required information.
  2. Approval Time: Typically, loan approval takes a few minutes to a few hours.
  3. Disbursement Process: Once approved, the loan amount is disbursed directly into the borrower’s bank account.

Simulation of a Future Cash Loan

Let’s look at a practical example to understand the cost implications:

  • Loan Amount: ₦10,000
  • Loan Tenure: 90 days
  • Interest Rate: 0.03%
  • Service Fee: 5%


  • Total Interest: ₦10,000 * 0.03% * 90 = ₦270
  • Service Fee: ₦10,000 * 5% = ₦500
  • Total Repayment: ₦10,000 + ₦270 + ₦500 = ₦10,770
  • Monthly Payment: ₦10,770 / 3 = ₦3,590
  • APR: 31.23%

Benefits of Using Future Cash Loan

There are several benefits to using the Future Cash Loan App:

  • Quick Access to Funds: Fast application and approval process.
  • Transparent Fees: Clear breakdown of interest and service fees.
  • Flexible Repayment Terms: Multiple tenure options to suit different financial situations.

Eligibility Criteria

To qualify for a loan, applicants must meet the following criteria:

  • Be a Nigerian resident
  • Be at least 18 years old
  • Have a valid ID
  • Provide proof of income

How to Apply for a Future Cash Loan

Applying for a loan is simple and can be done in a few steps:

  1. Download the App: Available on major app stores.
  2. Create an Account: Provide basic personal information.
  3. Fill Out the Loan Application: Enter the required financial details.
  4. Submit Required Documents: Upload necessary documents for verification.
  5. Wait for Approval: Typically within hours.

Interest Rates and Fees

Understanding the cost of borrowing is crucial. The Future Cash Loan App charges:

  • Interest Rate: 0.03% per day
  • Service Fee: 5% of the loan amount

These charges are transparent and disclosed upfront, so borrowers know exactly what they are signing up for.

Repayment Options

Repaying your loan is made easy with multiple options:

  • Bank Transfer: Direct payments from your bank account.
  • Mobile Wallet: Use mobile money services for repayments.
  • Early Repayment: Option to repay the loan early without additional fees.

Customer Support

For any issues or inquiries, Future Cash Loan provides excellent customer support:

  • Phone: 09072813642
  • Email: help@naturelendingng.com
  • Office Address: 43, Road Rwang Pam, Jos, Plateau State
  • Operating Hours: Monday to Friday, 9 AM to 7 PM; Saturday, 9 AM to 3 PM

User Reviews and Feedback

Feedback from users is generally positive, highlighting the ease of use and quick access to funds. Some common praises include:

  • Fast Approval: Many users report receiving their loans within hours.
  • Transparent Fees: Borrowers appreciate the clear breakdown of costs.
  • Customer Service: Responsive and helpful support team.

Safety and Security

Your data is secure with Future Cash Loan. The app uses advanced encryption technologies to protect personal and financial information, ensuring a safe borrowing experience.

Comparing FutureCash Loan with Other Loan Apps

When compared to other loan apps in Nigeria, FutureCash Loan stands out due to:

  • Lower APR: Competitive interest rates.
  • Flexible Terms: Various repayment options to suit different needs.
  • Customer Support: Dedicated support team.


FutureCash Loan App offers a reliable and efficient way to secure short-term loans in Nigeria. With its user-friendly interface, transparent fees, and flexible repayment terms, it has become a preferred choice for many Nigerians. Whether you need funds for an emergency or personal project, Future Cash Loan provides a trustworthy solution.


  1. What is the maximum loan amount offered by FutureCash Loan?

    • The app offers loans up to ₦100,000.
  2. How long does it take to get a loan approved?

    • Loan approvals typically take a few minutes to a few hours.
  3. What are the interest rates for FutureCash Loan?

    • The interest rate is 0.03% per day, with an APR not exceeding 36%.
  4. Can I repay my loan early?

    • Yes, early repayment is allowed without additional fees.
  5. How can I contact FutureCash Loan customer support?

    • You can reach them via phone at 09072813642 or email at help@naturelendingng.com.

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