Light Science Loan App: Get loans up to GHS 80,000

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UpdatesJanuary 02, 2024
CategoryFinance App Ghana
Light Science Loan App
Light Science Loan App: Get loans up to GHS 80,000
About Light Science Loans App

In the dynamic landscape of financial technology, Light Science Loan App offering instant online personal loans for the residents of Ghana. This platform extends its services with loan amounts ranging from GHS 2,000 to GHS 80,000, coupled with flexible repayment periods of up to 1 year. With an annual percentage rate (APR) hovering around 30%, the Light Science Loan App ensures swift disbursement directly into your account within 15 minutes of approval. This article delves into the features, calculations, and procedures associated with this innovative financial tool.

Understanding Light Science Loan App Services

Table Of Content

Light Science App not only provides financial assistance but also stands out due to its user-friendly interface and quick processing. Here’s an example scenario to illustrate the services offered:

Loan Calculation Example

Imagine applying for a loan amount of GHS 10,000 with a repayment tenure of 12 months. The breakdown of the calculations is as follows:

  • Interest Rate: 24%
  • Equated Monthly Installment (EMI): GHS 945.59 per month
  • Processing Fee: GHS 10,000 * 5% = GHS 500
  • Actual Loan Amount Received: GHS 10,000 – GHS 500 – (GHS 500 * 18%) = GHS 9,410
  • Total Repayment Amount: GHS 945.59 * 12 = GHS 11,347.14
  • Interest Paid: GHS 11,347.14 – GHS 10,000 = GHS 1,347.14
  • Annual Percentage Rate (APR): (GHS 1,347.14 + GHS 500 + GHS 90) / GHS 10,000 = 19.37%

It’s essential to note that fees and interest rates are subject to change based on the client’s risk profile.

Getting Started with Light Science Loan App

The simplicity of accessing funds through Light Science App is highlighted by the straightforward steps outlined below:

Steps to Utilize the Light Science Loan App

  1. Download and Install the App: Navigate to the Apple Store, download, and install the Light Science Loan App.

  2. Create Your Account: Once installed, create your account by providing the necessary details.

  3. Login and Input Required Information: Log in to your account and fill in the required information, including the desired loan amount.

  4. Wait for Review and Approval: After submitting your application, await the review process. Upon approval, the funds will be transferred directly to your account.

Customer Support and Contact Information

Should you have any inquiries or require assistance, the Light Science Loan App customer support team can be reached via email at

Additional Information and Cautionary Note

Before engaging with the loan services, it’s crucial to ensure authenticity and compliance with financial regulations in your country. Perform due diligence by verifying the legitimacy and licensing of the financial institution.


The Light Science App emerges as a convenient and solution for those seeking instant personal loans in Ghana. With its user-friendly interface, quick approval process, and transparent fee structures, it offers a reliable avenue for financial assistance. However, users are encouraged to exercise caution and verify the legitimacy of such services before engaging in financial transactions.

Sorry, the download is not available. You can contact the above-mentioned contact for more information.


  1. Please this my number 0552015338 why Rose loan Give me a loan without my consent please I’ve sent their money back to them I can’t pay the interest why it that how we give loan to someone


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