CreditCash Online Loan App: Your Ultimate Guide to Hassle-free Personal Loans in the Philippines
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UpdatesDecember 29, 2023
CategoryFinance Apps Philippines
Credit Cash Online Loan App
CreditCash Online Loan App: Your Ultimate Guide to Hassle-free Personal Loans in the Philippines
Abbout Credit Cash Online Loans App

In a country like the Philippines, where financial stability is paramount, CreditCash Online Loan App as a trusted solution for individuals seeking personal loans. Developed by Hi-Fin Lending Inc., this user-friendly app offers a streamlined application process, allowing users to apply for loans up to PHP 100,000 with a repayment period of up to one year. The annual percentage rate (APR) of 28% and a monthly service fee of 1.67% make it a competitive choice in the online lending market.

In this comprehensive guide, we delve into the intricacies of this innovative loan application, providing you with all the necessary details to make informed decisions.

Understanding CreditCash Online Loan Services

Loan Calculation Example: Unraveling the Costs

Let’s break down a hypothetical loan scenario to better understand the costs associated with CreditCash Online Loan:

  • Principal Amount: PHP 2,000
  • Loan Term: 360 days
  • Installments: 3
  1. Principal: PHP 1,440
  2. Additional Charges:
    • Interest: PHP 160 (8% of PHP 2,000)
    • Service Fee: PHP 400 (20% of PHP 2,000)
  3. Total Repayment: PHP 2,000

Repayment Plan: Navigating the Payment Journey

The repayment plan is designed for convenience:

  • Installment 1 (Months 0-120): PHP 1,000
  • Installment 2 (Months 121-240): PHP 1,000
  • Installment 3 (Months 241-360): PHP 20

Eligibility Criteria: Who Can Apply?

To access CreditCash Online Loan, applicants must meet the following criteria:

  1. Filipino Resident
  2. Age: 20-55 years old
  3. Stable Income

How to Get Started: A Step-by-Step Guide

  1. Install CreditCash Online Loan App: Head to the Play Store and install the app.
  2. Create an Account: Register on the app and initiate your loan application.
  3. Loan Application: Follow the prompts to submit your loan application.
  4. Approval and Disbursement: Upon approval, receive your funds promptly.

Additional Insights from CreditCash Online Loan

Company Details:

  • Company Name: Hi-Fin Lending Inc.
  • SEC Registration Number: CS201910995
  • Registered Business Name: CreditCash
  • Authorization Certificate No.: 3027
  • Email:
  • Phone Number: 09695033944

Important Note:

Prospective borrowers are urged to carefully review the terms and conditions in the Disclosure Statement before proceeding with the loan application.


In conclusion, CreditCash Online Loan App emerges as a reliable and efficient financial partner for Filipinos in need of quick and convenient personal loans. With a transparent fee structure, user-friendly interface, and the backing of Hi-Fin Lending Inc., CreditCash sets itself apart in the online lending landscape.

Sorry, the download is not available. You can contact the above-mentioned contact for more information.


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