Shakti Instant Loan App: Revolutionizing Personal Loans in India

Size22 Mb
UpdatesNovember 15, 2023
CategoryLoans App India
Shakti Instant Loan App
Shakti Instant Loan App: Revolutionizing Personal Loans in India
About ShaktiInstant Loan App

Shakti Instant Loan App emerges as a game-changer, providing personal loans ranging from INR 10,000 to INR 35,000 with a repayment period between a minimum of 90 days to a maximum of 120 days. Let’s delve into the details of this innovative platform that not only facilitates personal loans but also opens avenues for hassle-free investments in Mutual Funds.

Qualifying for Shakti Personal Loans

Table Of Content

To make the most of Shakti’s offerings, certain eligibility criteria must be met:

  • Professional Salary Earner: Individuals with a monthly income above INR 20,000.
  • Indian Citizens: Available for residents across the nation.
  • Age Bracket: Applicants must be above 21 years.
  • Direct Bank Transfer: Salary received through direct bank transfer.
  • Stable Monthly Income Source: A consistent and steady source of monthly income.

Shakti Instant Loan Services

Let’s break down the key aspects of Shakti’s loan services with a practical example:

Loan Details:

  • Loan Amount: ₹10,000.
  • Interest Rate: 20% per annum.
  • Repayment Period: 120 days.
  • Processing Fee: ₹350 (including GST) or 3%, whichever is higher.

Loan Calculation:

  • Loan Disbursal: ₹10,000 (approved amount) – ₹350 (processing fee) = ₹9,650.
  • Total Interest: ₹164 (₹10,000 x 20%/365 x 30).
  • Total Repayment: ₹10,164.

Embracing Shakti Instant Loan: A Step-by-Step Guide

Making use of the Shakti Instant Loan App is a seamless process:

  1. Install the App: Find and install the Shakti Instant Loan App on Google Play Store.
  2. Registration: Sign up using your Aadhaar number and verify through OTP on your registered mobile number.
  3. Basic Details: Fill in your basic information and complete four simple steps.
  4. Approval and Disbursal: Upon approval, the loan amount is directly transferred to your bank account.

Customer Support

Should you have any questions or concerns, Shakti Instant Loan App offers customer support through:


  1. How quickly is the loan disbursed after approval?

    • Once approved, the loan amount is promptly transferred to the borrower’s bank account.
  2. Can self-employed individuals apply for Shakti Instant Loans?

    • Unfortunately, Shakti’s services are currently tailored for salaried professionals.
  3. Is there a penalty for early repayment?

    • No, there are no penalties for settling the loan amount before the stipulated period.
  4. What is the maximum APR one can incur?

    • The Annual Percentage Rate (APR) ranges from 18% to 33%, depending on various factors.
  5. Are investments in Mutual Funds through Shakti Instant Loan App secure?

    • Yes, Shakti ensures a secure and user-friendly platform for mutual fund investments.


In conclusion, Shakti Instant Loan App out as a versatile financial tool, not only providing quick personal loans but also enabling users to venture into the world of Mutual Fund investments effortlessly. With a user-friendly interface and prompt customer support, Shakti ensures a seamless experience for individuals seeking financial assistance.

Sorry, the download is not available. You can contact the above-mentioned contact for more information.



Please enter your comment!
Please enter your name here